Survivors & Caregivers
A roadmap for surviving spouses and caregivers
Losing someone is hard enough. This page walks you through the money, health and support benefits VA offers survivors and the people who care for veterans — one step at a time, all free to apply for.
1. First steps after the loss
1. Report the death to VA
Call VA at 800-827-1000 to report the death. They stop future payments and tell you what to apply for. You will need the veteran's Social Security number and a copy of the death certificate.
2. Get copies of the death certificate
Order several certified copies from the funeral home or your state's vital records office — banks, VA and others each ask for one.
3. Gather the veteran's papers
DD-214 or proof of service, marriage certificate, and children's birth certificates. These prove who qualifies for survivor benefits.
4. Ask about burial and memorial benefits
VA can help pay for burial costs, a headstone or marker, and a Presidential Memorial Certificate.
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2. Monthly money benefits
DIC and Survivors Pension are monthly payments that belong to you. You do not pay taxes on them, and no one can charge you a fee to apply — an accredited Veterans Service Officer helps for free.
Dependency and Indemnity Compensation: monthly payments for surviving spouses, and in some cases children or parents, when a veteran died from a service-related condition or was totally disabled.
A monthly payment for low-income surviving spouses and children of wartime veterans.
The month of death payment — the veteran's last monthly benefit payment is not kept by VA.
Burial allowance, government headstone or marker, burial flag and memorial certificate.
3. Health care, education and your own well-being
Caring for a veteran — or carrying on after one — takes a toll. These benefits cover your health insurance, your family's education, and give you an actual break.
Health insurance for surviving spouses and children who are not eligible for TRICARE. It helps pay for doctor visits, hospital care and prescriptions.
Free college money for spouses and children — DEA (Chapter 35) and the Fry Scholarship.
VA pays for someone to care for your loved one for a few hours or days so you can rest, run errands or see your own doctor.
Free, confidential help for caregivers: peer support, training and someone to talk to. Call 855-260-3274, Monday–Saturday.
Call 855-260-3274Start here to see every benefit VA offers to survivors, in plain language.
If you are struggling right now
Call 988 and press 1 — the Veterans Crisis Line is for veterans and their families too, including surviving spouses. It is free, 24/7 and confidential.
Watch out for survivor-benefit scams
- It is free to apply for every benefit on this page. Never pay anyone to file for DIC or a pension.
- VA will never call and demand a fee, gift card or your bank details to "release" a payment.
- Never share your VA.gov or ID.me password with anyone.
- Only VA-accredited representatives may charge for help after an initial claim — check them on the VA's accreditation search.
More ways we can help
- State Benefits & PerksTax breaks, free tuition, licenses and discounts in your state.
- PACT Act & Claims ChecklistGet ready to file for disability — and avoid claim sharks.
- How to Talk to the VAWho to ask for and exactly what to say on calls and at visits.
- Emergency Money & HousingRent, eviction, utilities and urgent grants.
- Peer Support & OutdoorsFind your people: service, fitness, fishing, the outdoors.
- Surviving Spouse & Caregiver RoadmapSurvivor benefits, DIC, CHAMPVA and respite care — step by step.
- Discharge Upgrade & DD-214Fix an OTH or general discharge and get your records.
- VA Disability CalculatorSee how VA combines your ratings — nothing is saved.
- Jobs & Career HubSkillBridge, federal jobs, mentors and free certifications.